Which of the following is NOT covered under Coverage B of Commercial General Liability?

Study for the Utah Property and Casualty Insurance Producer Exam. Prepare with flashcards and multiple-choice questions, each providing hints and explanations. Get ready for your exam!

Coverage B of a Commercial General Liability (CGL) policy specifically addresses personal and advertising injury, which includes offenses such as libel, slander, false arrest, and copyright infringement. The key focus of this coverage is to protect the insured against claims arising from non-physical injuries that impact someone's personal rights.

The correct answer, which identifies the option not covered under Coverage B, is indeed related to how personal injury is interpreted. Accidental personal injury, when viewed in a general sense, does not align with the specific intentional actions or offenses that Coverage B protects against. This area distinguishes itself by primarily covering intentional violations or negligent actions that lead to damages claimed by affected parties, rather than random accidents or unintended injuries.

Other choices like intentional violation of another's rights, publishing false information, and copyright infringement directly align with the protections offered under Coverage B because they are considered offenses rooted in the intentionality or negligence of the insured's actions. Thus, the clarity of Coverage B's purpose reflects that accidental personal injury does not fit the criteria for coverage, aligning it with the correct answer in this instance.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy