Which of the following falls under Coverage A of property insurance?

Coverage A of property insurance, particularly in the context of a commercial property policy, specifically addresses the coverage of buildings and structures. This includes the actual physical premises where business operations are conducted.

In this context, commercial buildings fall under Coverage A because they represent the core real estate asset that is being insured against various risks, such as fire, theft, or natural disasters. This coverage is essential for businesses, as it protects the investment in the physical structures that house their operations.

On the other hand, personal property, vehicles, and inventory are classified under different coverage types in property insurance. Personal property would typically be covered under a different section or coverage related to contents or personal belongings. Vehicles generally require separate auto insurance policies, while inventory is usually covered under property insurance, but not specifically under Coverage A, which is reserved for the buildings themselves. This distinction helps policyholders understand what is explicitly protected under their property insurance policies.