Which loss would be covered under section 2 of a homeowners policy?

Section 2 of a homeowners policy generally provides coverage for personal liability and medical payments, protecting the insured against claims arising from injuries or property damage they may cause to others. Choice D is correct because it involves Carol being at fault for causing injuries to another player during a game of ultimate frisbee. Since this incident occurred during an activity where Carol is liable for the injuries inflicted on another, it falls under the personal liability coverage of her homeowners policy.

This situation exemplifies how homeowners insurance extends to personal liabilities incurred outside the home, so long as the actions leading to the injury are not excluded under the policy terms. In this context, a common social activity like playing sports can lead to unexpected liabilities when one party is found at fault for causing harm to another. Thus, the nature of the incident being interplay and Carol's liability aligns directly with the coverage provided in Section 2 of a homeowners policy.

For the other scenarios presented, they involve specifics that typically would not be covered under a standard homeowners policy, such as negligence related to aviation activities, injuries occurring at properties not covered by the policy, or actions taken that may be deemed intentional or reckless, like commanding a pet to attack.