Which covered auto symbol indicates "Nonowned Autos only"?

Study for the Utah Property and Casualty Insurance Producer Exam. Prepare with flashcards and multiple-choice questions, each providing hints and explanations. Get ready for your exam!

The correct choice is based on the classification of covered auto symbols within personal auto policies. Specifically, Symbol 9 is designated for "Nonowned Autos Only." This means that this symbol covers vehicles that are not owned by the insured but are being used by the insured or their family members.

In the context of auto insurance, nonowned vehicles might include cars rented, borrowed, or otherwise used by the insured as long as they are not owned by the insured. Understanding this distinction is essential for assessing coverage needs, especially in situations where insured individuals may rely on vehicles that they do not own, such as when borrowing a friend's car.

The other symbols, such as Symbol 1 (Any Auto) and Symbol 2 (Owned Autos Only), apply to different types of coverage scenarios, focusing mainly on owned vehicles or a broader classification that includes any vehicle without the nonowned specification. Hence, Symbol 9 serves a unique purpose in providing coverage strictly for nonowned autos, distinguishing it from other symbols that relate to owned or all-purpose vehicle classifications.

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