Which coverage would apply if an insured's property was damaged due to a falling tree?

Comprehensive Coverage is specifically designed to protect against non-collision-related damage to an insured's property, including damages caused by natural events such as falling trees. When a tree falls on a property, whether it's a home or a vehicle, comprehensive coverage will typically cover the repairs needed due to that event, as it falls under the category of "acts of God."

In contrast, collision coverage pertains to damages arising from a collision between vehicles, including hitting another vehicle or object, which does not apply in this scenario. Liability coverage is intended for situations where the insured is legally responsible for causing harm to another party or their property, but it wouldn’t address damage to the insured's own property from a falling tree. Medical payments coverage is focused on covering medical expenses for injuries sustained by the insured or others, rather than property damage. Therefore, comprehensive coverage is the most applicable choice for damage caused by a falling tree.