Which coverage reimburses for loss of rental income due to property being uninhabitable?

Coverage D, also known as Fair Rental Value, is specifically designed to reimburse property owners for the loss of rental income when their property becomes uninhabitable due to a covered peril. This coverage is essential for landlords, as it helps mitigate financial losses during the time it takes to repair the property after damage. If tenants are unable to occupy the rental space, this coverage compensates the owner for the rental income that would have been earned but is now lost due to the necessary repairs or restorations.

The other coverages mentioned serve different purposes, which clarifies why they are not applicable in this scenario. Coverage B, which deals with Other Structures, provides protection for structures that are not attached to the residence, such as sheds or garages, but does not cover the loss of rental income. Coverage E, Additional Living Expenses, supports tenants who need to find temporary living arrangements due to a loss, but it does not reimburse property owners for rental income. Lastly, Coverage C protects the personal property within the residence but does not address rental income loss at all. Thus, Coverage D is the appropriate choice for reimbursing loss of rental income in this situation.