Which coverage parts can be included in a commercial package policy?

A commercial package policy is designed to provide various types of coverages tailored specifically for businesses. The correct answer encompasses several important coverage parts that can indeed be bundled together in such a policy, which are essential for addressing the diverse risks faced by businesses.

General liability coverage protects businesses from third-party claims for bodily injury or property damage. Commercial property coverage safeguards the physical assets of a business against risks like fire, theft, and vandalism. Inland marine coverage is important for businesses that transport goods over land, offering protection for goods in transit or other moving property. Commercial auto coverage provides coverage for vehicles used for business purposes, while equipment breakdown coverage ensures that a business can recover from losses due to the malfunction of essential equipment. Crime coverage offers protection against losses from theft, fraud, and other criminal acts, and farm coverage is available for agricultural businesses.

Together, these coverages form a comprehensive safety net for businesses, addressing a wide range of operational risks. This versatility and comprehensive nature is what makes the adjunct of these coverage parts common within commercial package policies.