What type of losses typically requires the proof of loss document in insurance claims?

In the context of insurance claims, the proof of loss document is generally required for all types of losses, regardless of size. This document serves as a formal declaration given by the policyholder, detailing the circumstances of the loss, the amount being claimed, and supporting evidence.

Insurance companies require this documentation to validate the claim and determine the appropriate compensation. By mandating proof of loss for all claim submissions, insurers can ensure that all claims are systematically evaluated, thereby maintaining consistency in their claims handling process.

Specific types of losses, such as major or theft-related losses, may involve more extensive documentation, but the requirement for a proof of loss applies uniformly across all claims. Consequently, every policyholder, whether dealing with a minor incident or a larger event, must complete this document to progress their claim toward resolution.