What type of license is necessary for an agent who only sells limited coverage in Utah?

A Limited Purpose Producer License is specifically designed for agents who intend to sell insurance products with limited coverage, such as certain types of health or property insurance that do not require a full array of services. This license allows agents to specialize in a narrower range of services while still ensuring they meet state regulatory requirements.

In Utah, obtaining this license is essential for agents who wish to engage in the sale of specific limited coverage products, as it acknowledges their proficiency and legal authority to sell within defined parameters. This is beneficial for consumers, as it ensures that agents selling these products have the necessary knowledge about the limited coverage being offered.

The other licenses mentioned serve broader purposes or different scenarios. A Non-Resident Producer License permits agents from other states to sell insurance in Utah, a General Producer License covers a wide range of insurance lines without limitations, and a Full Service Producer License encompasses all types of insurance offerings without restriction. Therefore, the Limited Purpose Producer License is the appropriate choice for someone focused solely on limited coverage sales in Utah.