What type of coverage does the Personal Auto Policy provide for damages caused by theft or vandalism?

Comprehensive coverage under a Personal Auto Policy is designed to provide financial protection for damages to a vehicle caused by events that are not related to collisions. This encompasses a range of incidents, including theft, vandalism, fire, natural disasters, and falling objects. When a vehicle is stolen or damaged due to vandalism, comprehensive coverage ensures that the policyholder can receive compensation for the loss or damage, up to the limits of the policy.

In the context of this question, comprehensive coverage is the appropriate type of insurance that addresses damages resulting specifically from theft or vandalism, distinguishing it from other coverage types. Liability coverage addresses damage caused by the policyholder to other people's property or bodily injury; uninsured motorist coverage protects against damages caused by drivers without insurance, and collision coverage pertains to damages from accidents involving another vehicle or object. Therefore, comprehensive coverage is the correct choice for situations involving theft or vandalism.