What behavior could exemplify a morale hazard concerning driving practices?

Texting while driving is a clear example of a morale hazard because it indicates a lack of caution or care about the risks involved in driving. Morale hazards refer to behaviors that arise from an individual's attitude, often demonstrating a disregard for safety, which increases the likelihood of accidents or losses. In this case, the act of texting while driving reflects a careless mindset that can impair judgment and reaction times, leading to higher chances of accidents.

In contrast, behaviors such as driving with a safety belt, obeying traffic laws, and maintaining a clean driving record show a responsible approach to driving. These actions indicate that the driver is taking precautions and actively working to minimize risks on the road, which are not characteristic of a morale hazard.