In farm coverage under a commercial property package, which type of poultry is typically excluded from Coverage E?

Coverage E under a typical farm coverage policy refers to the coverage for livestock. In many cases, specific types of poultry can be classified differently under insurance policies due to various underwriting risks or health concerns. Generally, Coverage E excludes certain types of poultry considered less common or of higher risk in farming practices.

Turkeys, while commonly raised and farmed, are often subject to exclusions in various policies, particularly in their coverage for loss or damage, due to specific diseases associated with them, higher liability concerns, or their unique market and care requirements. Each type of poultry has its risks, but exclusions are typically placed on those like turkeys based on these considerations related to the underwriting standards established by insurers.

Ducks, chickens, and geese might still be considered under coverage. They can be bred on farms with different health management strategies and might not carry the same level of risk, leading to their inclusion. Thus, turkeys are generally excluded from Coverage E. Understanding how different types of livestock and poultry are treated in insurance policies allows farm owners to better navigate their coverage needs and risks.