An independent adjuster is best described as someone who?

An independent adjuster is best described as someone who evaluates claims independently for various insurers. This role entails assessing losses, collecting evidence, and determining the extent of insurance claims on behalf of multiple insurance companies rather than being tied to one specific insurer.

Independent adjusters are hired by insurers to provide an unbiased perspective and ensure that claims are handled fairly and efficiently. Since they work for various companies, they bring a broad range of experience, which can be beneficial in evaluating diverse claims.

Their independence allows them to offer an impartial assessment which helps maintain the integrity of the claims process. This distinction is crucial, as it underscores the adjuster's role in balancing the needs of both the insurer and the policyholder they are evaluating claims for, while not representing either side exclusively.